WA Super News

What is my insurance cover through WA Super?


As a member of WA Super, you will be automatically assessed for Basic Cover, which includes Life insurance, Total and Permanent Disability (TPD) insurance, and Income Protection for eligible members. Our broad eligibility requirements are outlined on pages 2 and 8 of the Insurance Guide.

Types of cover

Depending on your age, you could receive cover for death or disability ranging from $10,000 to $160,000 through Life insurance and TPD insurance. Life Insurance provides for your loved ones in the event of your death with a lump sum payment that can help ensure their financial security, while TPD insurance provides for you if you were to become permanently disabled and unable to work again.

You could also receive income protection insurance to sustain your income if you are unable to work temporarily. This ensures an income of up to $3,000 per month for a period of up to two years, following a 90 day waiting period. This can help keep your household up and running, and provide for your loved ones while you recover.

Evaluating your needs

It’s important to remember that Basic Cover is intended only to give you a baseline of cover to protect you should the worst happen. It may not be enough to cover your monthly expenses and the lifestyle to which you and your family are accustomed.

That is why we created an insurance needs and premium calculator, available on our website, to help you estimate your requirements and costs. Should you decide to do so, you can increase your cover by completing an Insurance application or variation form which can be downloaded from our website.

For details, please see our website and the Insurance Guide. Alternatively, you can contact us on (08) 9480 3500 or 1300 99 85 42 (Country Callers), or email us at info@wasuper.com.au.

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